Loans

Flexible payment terms, competitive rates.

Crafted to address both your business and personal financial needs — apply at any time, with a stress-free process.

Loan products

Financing for every stage of your journey

Whether you're funding a market stall, expanding a shop, or supporting your family, TCCU has a loan product to match.

Personal Loans

Designed for education, medical expenses, or other personal needs, with flexible repayment options.

Business Loans

For business owners and entrepreneurs to finance business deals, restocking, or new activities.

Home Loans

Support for purchasing or improving your home, with terms built around your income cycle.

Vehicle Financing

Automobile loan products to help you acquire the vehicle your business or family needs.

Why borrow with TCCU

Built for how traders actually borrow

  • Stress-free application process
  • Apply at any time, no long wait
  • Low, competitive rates for business owners
  • Payment terms crafted around your income
How to apply

Getting a loan is simple

1

Become a member

Loans are reserved for TCCU members — join and purchase your shares first.

2

Choose your loan type

Pick the product that matches your need: personal, business, home or vehicle.

3

Submit & get approved

Speak with our team, submit your application, and get a decision quickly.

Apply for a Loan

Need financing for your business?

Talk to our loans team about the right product and rate for you.

Request a Callback